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Contractors and their employees in Ontario are required to have WSIB. This covers them for workplace related accidents and sickness while they are working. But if they're injured or sick away from their workplace they receive no benefits from WSIB. Many workers who are disabled off the job have no Plan B to help provide for lost income.

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Do not use all of these Private Money Lender here, there are not legitimate and if they have a free email account tag i.e. yahoo, gmail, hotmail, live etc then they are not legitimate. If they have telephone number with international dialing codes from Nigeria, India, UK, Singapore and France then you have to beware.